It's easy to apply for a loan at 1st Citizens Federal Credit Union. We have several options for you to choose from, whether you apply by phone, in person, or use the convenience of applying on our website! Our website is secured, so there's no need to worry about providing us with confidential information. Your first loan application will take a few minutes to complete, but once we have your application on file we can use it for most all of your future loan requests. In most cases we can have an answer for you within 24 hours!

Loan payments can be made by payroll deduction, automatic transfer, personal check, 24 hour Televoice system or online from your personal computer.

So if you're looking for convenience and great interest rates, check into the advantages of being a member at 1st Citizens Federal Credit Union! We're looking forward to helping you with all of your financing needs!