Membership Eligibility
Membership at1st Citizens Federal Credit Union is now open to "EVERYONE" that lives, works, worships, or attends school in Cowlitz County Washington!
When you become a member of 1st Citizens Federal Credit Union your family members are also eligible to join.
Why Should I Join a Credit Union?
When you invest in the credit union, you’re not only making a wise financial decision for yourself, you’re also helping other members reach their financial goals. The credit union’s earnings are returned to you, our members, in the form of higher dividends, lower loan rates, and more convenient services.
How Do I Join?
It’s easy! Simply email your name and home address to us. When we receive this information, a new membership application will be sent to you. Once you have completed the application, mail it or bring it by one of our offices, along with a $25.00 deposit to open your Regular Share Account.
Once you become a member of 1st Citizens Federal Credit Union, you and your family are eligible for all of our products and services. We would like to invite you to join today!
The Advantages of Membership
- Savings and checking programs to fit your needs
- Attractive interest rates on loans for cars, home improvement, vacations, and mortgages, and much more.
- ATM and Visa Check Cards
- Free Checking
- Direct Deposit
- NetBranch Home Banking
- 24 Hour Account Information with “Televoice”
- Payroll deduction
- Free NADA quotes for new and used cars
- Free Notary Services
- Credit Life and Disability insurance