Risk-Based | Savings | Certificates
New Auto, 2007 & 2008
| Credit Rating |
Tier1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| 72 Months |
5.74 |
6.74 |
8.74 |
12.74 |
| 60 Months |
5.74 |
6.74 |
8.74 |
12.74 |
Used Auto Loan, 2006 & 2007 models
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| 72 Months |
5.99 |
6.99 |
8.99 |
12.99 |
Used Auto Loan, 2001 - 2005 models
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| 60 Months |
8.25 |
9.25 |
11.25 |
15.25 |
Used Auto Loan, models over 8 yrs old
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| 60 Months |
9.25 |
10.25 |
12.25 |
16.25 |
New RV
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| 180 Months, 84 Month Balloon |
6.00 |
7.00 |
9.00 |
13.00 |
| 144 Months |
6.00 |
7.00 |
9.00 |
13.00 |
Used RV
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| 144 months |
9.00 |
10.00 |
12.00 |
16.00 |
| 60 months |
8.00 |
9.00 |
11.00 |
15.00 |
New Motorcycles, ATV,PWC
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| 72 months ($12,000 and higher) |
8.50 |
9.50 |
11.50 |
15.50 |
| 72 months (under $12,000) |
9.75 |
10.75 |
12.75 |
16.50 |
Used Motorcycles, ATV,PWC
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| 60 months ($12,000 and higher) |
9.75 |
10.75 |
12.75 |
16.75 |
| 60 months (under $12,000) |
11.50 |
12.50 |
14.50 |
18.00 |
Home Equity Line of Credit, 80% LTV - Annual Rate Change
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| 60 months |
6.00 |
7.00 |
9.00 |
13.00 |
Home Equity Line of Credit, 90% LTV - Annual Rate Change
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| 60 months |
7.00 |
8.00 |
10.00 |
14.00 |
Home Equity Line of Credit, 100% LTV - Annual Rate Change
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| 60 months |
9.00 |
10.00 |
12.00 |
16.00 |
Share Loan
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| 144 months |
7.00 |
7.00 |
7.00 |
7.00 |
Signature Loan 12 - 24 month
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| 12 - 24 months |
11.00 |
12.00 |
14.00 |
18.00 |
| 25 - 48 months |
12.00 |
13.00 |
15.00 |
18.00 |
| 49 - 60 months |
13.00 |
14.00 |
16.00 |
18.00 |
Visa Credit Card
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| n/a |
10.00 |
11.00 |
13.00 |
17.00 |
Overdraft Line of Credit
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| n/a |
10.00 |
11.00 |
13.00 |
17.00 |
Line of Credit
| Credit Rating |
Tier 1
APR*
|
Tier 2
APR*
|
Tier 3
APR*
|
Tier 4
APR*
|
| n/a |
12.00 |
13.00 |
15.00 |
18.00 |
APR = Annual Percentage Rate
The ANNUAL PERCENTAGE RATE varies depending on the loan type you select, and will also be based on your employment and residential status, current debt and your past credit experience, and other factors we deem appropriate.
Rates are subject to change without notice.
Go To Loan Application | Go To Calculators | Back to Top
|
| Savings |
Dividend Rate |
APY* |
Term |
| Regular Shares |
0.75 |
0.76 |
n/a |
| Masterpiece Checking |
0.50 |
0.51 |
n/a |
| Money Market Account |
1.25 |
1.26 |
n/a |
| Life Savings |
.25 |
.26 |
n/a |
| Sub Savings Account |
0.75 |
0.76 |
n/a |
| Christmas Club Account |
0.75 |
0.76 |
n/a |
| IRA Share Account |
3.10 |
3.14 |
n/a |
APY = Annual Percentage Yield
Rates are subject to change without notice.
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|
| Certificates |
Minimum Balance |
Dividend Rate |
APY* |
Term |
| 6 Month Time Share Certificate |
$500 |
3.10 |
3.14 |
6 |
| 12 Month Time Share Certificate |
$500 |
3.00 |
3.03 |
12 |
| 18 Month MoneyBuilder Certificate |
$25 |
3.00 |
3.03 |
18 |
| 24 Month Time Share Certificate |
$500 |
3.00 |
3.03 |
24 |
| 36 Month Time Share Certificate |
$500 |
3.00 |
3.03 |
36 |
| Christmas Club Time Share Certificate available 11/1 - 12/31 |
$25
|
3.00
|
3.03 |
12 |
APY = Annual Percentage Yield
Rates are subject to change without notice.
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|
